Insurance guidance built for modern libraries and the communities they serve.

30+ years as the trusted insurance partner for libraries across the country.

Libraries have changed. Your insurance should keep up.

We have been doing this for over 30 years. We know how libraries operate and what they face, and we bring that knowledge to every conversation

The local library is not just a place to borrow books anymore. It’s a community hub, hosting programs, events, concerts, and fundraisers. It’s a public institution with board accountability, budget scrutiny, and real liability exposure that standard policies often don’t account for.

Regan Agency has specialized in library insurance for over 30 years. We understand how libraries operate today and we build coverage that reflects the full scope of what they do, from day-to-day operations to new construction. We offer a full suite of library insurance products through several well-known library insurance carriers, and we have the experience to help so you can stay focused on your community.

Property Coverage

From your building to your collections, we make sure your physical assets are properly valued and protected, including specialized coverage for historic structures where applicable.

General Liability

Public institutions carry real public liability. We structure coverage that accounts for the foot traffic, events, and community programs modern libraries host every day.

Directors and Officers / Management Liability

Board members and administrators make decisions that carry real risk. We make sure they're protected and that your institution is too.

Employment Practices Liability

With staff, volunteers, and daily public interaction, libraries face genuine employment-related exposure. We build coverage that accounts for the full scope of your operation.

Cyber Liability

Libraries handle public data and provide community internet access. Cyber coverage is no longer optional for institutions like yours. We work with carriers who understand the specific exposures public institutions face.

New Construction Insurance

Building or expanding? We provide coverage through the construction phase so your investment is protected before the doors ever open.

Not sure if you have the right coverage?

Let’s take a look at what you have. We’ll give you a straight answer. No pressure, no upsell.

Let's make sure your library is properly protected.

Kevin P. Regan

Agency Principal