Staying informed is part of staying protected.
We write about the industries we serve, the risks that matter, and the coverage decisions that make a difference.
A total insurance solution designed exclusively for the death care industry.
If you operate a cemetery, run a library, or manage a business with complex exposures, you already know that standard insurance programs weren’t built for what you do. We were. Insights from advisors who know your industry before you have to explain it.
Average Cost of Auto Insurance in New York: What Drivers Pay
New York drivers pay some of the highest auto insurance premiums in the country, and if you’ve recently shopped for coverage, that probably doesn’t surprise you. The average cost of auto insurance in New York is significantly higher than the national average, driven by dense traffic, high litigation rates, and
What Is Auto Insurance? A Complete Coverage Guide
Auto insurance is a contract between a vehicle owner and an insurance company. You pay a premium, and the insurer agrees to cover specified financial losses that arise from accidents, theft, or other covered events. For most drivers in New York and across the country, carrying it isn’t optional. It’s
What Does Standard Auto Insurance Cover?
Standard auto insurance combines several types of coverage into one policy, including liability, collision, and comprehensive, but what each covers and how much protection you have depends on the limits you carry. This post breaks down the components of a standard auto policy, what each one pays for, and what Long Island drivers should know before assuming they’re fully covered.
What Is Library Property Insurance?
Library property insurance protects a library’s physical assets — its building, collections, equipment, and furnishings — against damage from fire, water, theft, and other covered perils. This post covers what library property insurance includes, what it doesn’t, and how to make sure your library’s most valuable assets are fully protected.
What Is Library Liability Insurance?
Library liability insurance is general liability coverage that protects a library against third-party claims for bodily injury, property damage, and personal injury, such as a patron who is hurt on the premises or at a library event. It applies to public, academic, school, and special libraries, as well as Friends
What Does Homeowners Insurance Cover?
Homeowners insurance covers financial losses from named perils including fire, windstorms, theft, vandalism, and sudden accidental water damage, along with your legal liability to others and your living expenses if the home becomes uninhabitable. Six coverage categories do that work, each with its own limit and deductible. What the policy
What Is Cemetery Professional Liability Insurance?
Cemetery professional liability insurance, also called errors and omissions insurance, helps protect a cemetery from covered claims that its professional services caused harm through a mistake, negligence, record keeping error, incorrect plot assignment, burial error, or failure to follow family instructions. It is the part of cemetery liability insurance that
What Is Cemetery Property Insurance? (And What Does It Cover?)
Cemetery property insurance is commercial coverage that pays to repair or replace a cemetery’s physical assets, such as buildings, equipment, monuments, and grounds, after a covered loss like fire, a storm, theft, or vandalism. It protects the cemetery’s own property, not the families it serves, and it is one part
How to Choose a Good Cemetery Insurance Plan
Running a cemetery takes emotional intelligence, organization, and an eye on the future. In addition to safeguarding the resting places of people’s loved ones, you must protect your establishment from litigation and physical damage. Choosing the right cemetery insurance is a great place to start. Why Do You Need Cemetery Insurance? A
What Is Library Property Insurance?
Library property insurance protects a library’s physical assets — its building, collections, equipment, and furnishings — against damage from fire, water, theft, and other covered perils. This post covers what library property insurance includes, what it doesn’t, and how to make sure your library’s most valuable assets are fully protected.
What Is Library Liability Insurance?
Library liability insurance is general liability coverage that protects a library against third-party claims for bodily injury, property damage, and personal injury, such as a patron who is hurt on the premises or at a library event. It applies to public, academic, school, and special libraries, as well as Friends
Average Cost of Auto Insurance in New York: What Drivers Pay
New York drivers pay some of the highest auto insurance premiums in the country, and if you’ve recently shopped for coverage, that probably doesn’t surprise you. The average cost of auto insurance in New York is significantly higher than the national average, driven by dense traffic, high litigation rates, and
What Is Auto Insurance? A Complete Coverage Guide
Auto insurance is a contract between a vehicle owner and an insurance company. You pay a premium, and the insurer agrees to cover specified financial losses that arise from accidents, theft, or other covered events. For most drivers in New York and across the country, carrying it isn’t optional. It’s
What Does Standard Auto Insurance Cover?
Standard auto insurance combines several types of coverage into one policy, including liability, collision, and comprehensive, but what each covers and how much protection you have depends on the limits you carry. This post breaks down the components of a standard auto policy, what each one pays for, and what Long Island drivers should know before assuming they’re fully covered.
What Does Homeowners Insurance Cover?
Homeowners insurance covers financial losses from named perils including fire, windstorms, theft, vandalism, and sudden accidental water damage, along with your legal liability to others and your living expenses if the home becomes uninhabitable. Six coverage categories do that work, each with its own limit and deductible. What the policy